是否需要“再次日”呢 成龙让周立波闭嘴

12 Nov

Wang Qunhang: the fund’s internal FOF always do a little — fund channel Author: Ji An Jinxin Fund Evaluation Center Director Wang Qunhang WeChat public number: wang-qunhang (1) the development of the public offering of previous FOF will have two main forms: first, internal FOF, pure internal FOF, or to self fund as the main investment targets. The internal FOF; second key investment index fund FOF, especially ETF, because we are a serious lack of fund researcher, in this regard, the industry is almost blank. (2) there are many for the United States FOF, early market opinion, the FOF that may not apply to the domestic market, such as the life cycle of FOF, the target date FOF, because the domestic fund has completely failed, the future may not change the subject of investment will be successful, not to mention the location of the investors the product has a lot of defects. Also, are those FOF in the United States the FOF that conforms to the Chinese legal definition? That is "80%" the strict and clear quantitative criteria, we can make nothing of it, at least from the current point of view introduced a lot, there are a large number of stocks and bonds, many FOF in the United States, and other types of assets. "Not all the milk is deluxe, similarly, not all the other investment fund products are FOF. (3) management fees, custodian fees, sales charge of these three charges against double charge, which will be issued within FOF on the relevant fund’s enthusiasm, for the related sales channels and hosting enthusiasm greatly. It’s important to note that the internal FOF is extremely easy to go to the dead end of the linked fund. From an industry wide point of view, the internal FOF, never do much. (4) "disclosing net value once again" may require specific consideration. If the FOF is the subject of investment fund is that the fund venue, the venue FOF FOF is, then calculating the net according to the closing price, to achieve synchronization with the existing fund, whether you need to "again"? If FOF holds other open end funds, that is, OTC trading, the other is T+1 disclosure net value, FOF is "T+2" disclosure, normal. (5) because of the fact that FOF fund managers are unable to act as fund managers for other funds, the current situation is: is there anyone like that? How many? Who wants to do it? Fund managers with linked funds manage FOF, which is not appropriate in the long run, because FOF is also a profession. At present, there seems to be no full-time fund manager with connection fund. (6) grading Fund: bye bye! (7) closed-end funds, regular open funds: into the FOF portfolio, is the future thing. (8) a small micro fund with a scale of less than 100 million yuan: bye bye! All the proposals are winding up as soon as possible.

王群航 :基金公司内部FOF永远做不大-基金频道作者:济安金信基金评价中心主任 王群航 微信公众号: wang-qunhang   (1)公募FOF前期的发展将有两种主要形式:第一,内部FOF,即纯内部FOF,或以自家基金为主要投资标的的的内部FOF;第二,重点投资指数基金的FOF,尤其是ETF,因为大家都严重缺乏基金研究员,在此方面,行业几乎就是空白。   (2)前期市场上有许多对于美国FOF的介绍,个人认为,那些FOF多数可能不适用于国内市场,如生命周期FOF、目标日期FOF,因为国内这个方面的基金已经完全失败了,未来,不可能更换了投资标的就会成功,更何况这些产品的投资者定位有着很大的缺陷。还有,美国的那些FOF,是否就是符合中国法律定义的FOF呢?即“80%”这个严格的、明确的量化标准,我们不得而知,至少从目前的很多介绍来看,美国的很多FOF组合中有大量的股票、债券,及其它类型的资产。“不是所有的牛奶都叫特仑苏”,同理,不是所有投资了其它基金的产品都是FOF。   (3)管理费、托管费、销售费这三项费用禁止双重收取,这将会对相关基金公司发行内部FOF的积极性、对于相关渠道的销售和托管积极性等影响较大。要注意的是:内部FOF极其容易走上联接基金的死胡同。从全行业的角度来看,内部FOF,永远做不大。   (4)“再次日披露净值”,可能需要具体标的具体看待。如果FOF所投资的标的基金都是场内基金,即该FOF是场内FOF,那么,按照收盘价计算净值,能够做到与现有的基金同步,是否需要“再次日”呢?如果FOF持有的是其它开放式基金,即场外交易方式的,人家是T+1披露净值,FOF是“T+2”披露,正常。   (5)由于不能够让FOF的基金经理兼任其它基金的基金经理,行业当前的情况是:有这样的人吗?有多少?谁愿意干?联接基金的基金经理管理FOF,长远来看,是不合适的,因为做FOF也是一个专业。目前,似乎没有专职的联接基金的基金经理吧。   (6)分级基金:拜拜了!   (7)封闭式基金、定期开放基金:进入FOF组合,是未来的事情。   (8)规模低于1亿元的小微基金:拜拜了!建议都尽快清盘吧。相关的主题文章:

the house of the house rose nearly 4000 yuan per square meter 阜阳市红旗中学贴吧

12 Nov

To stock   don’t "hop" (people’s livelihood survey? On the property to the inventory (below)) – Finance – core reading people.com.cn reporter survey found that part of the second tier city housing stock to increase, the pressure eased, but the commercial office inventory has increased, some of the outskirts of the City and even the whole office building vacancy situation. Inventory should also pay attention to go hand in hand. All localities are also studying measures to encourage private capital acquisitions, allowing the transformation of real estate use, adjust the proportion of commercial and residential, digest commercial inventory. Entered in September, the traditional sense of the property market season. Most people are concerned about housing prices, and behind the price figures, reflecting the most basic supply and demand relationship. How about inventory under a series of policies and market adjustments? Are there Vacant Flats? How about the commercial and residential conditions? Reporters in Tianjin, Lanzhou, Shenyang and other cities were investigated. "Downsizing" effect of residential inventory pressure in Lanzhou, Mr. Wang found that recently their own district, not only prices rose, the house for sale quantity is less. Mr. Wang wants to buy a house in the small town of Green in the local goose pond area. After consulting, found that within a year, the house of the house rose nearly 4000 yuan per square meter, the optional floor is also very limited. "I have friends last year when buying a house, only one square meter to more than 9800 yuan, this month has risen to more than 13000 yuan, and only 1 to 3 building." It’s far away from the commercial center, but sales are hot. Away from the commercial center of the house also sell fast, steadily thanks to the Lanzhou rail transit and city road network construction, the purchase of real estate projects before the more remote acceptance. Mr. Wang phase of the community, because adjacent to the construction of Lanzhou rail transit line two, sales prices higher. At the same time, along with the Lanzhou culture and education, health and other basic facilities are average, the population does not need to be concentrated in the vicinity of a school or a hospital, continue to expand the living space outside the old city, Lanzhou real estate sales potential is being constantly digging out. As of June, Lanzhou commercial housing completed a total inventory of sales area of 2 million 127 thousand and 700 square meters, to a period of about 4 months, Lanzhou City real estate bureau responsible person that, relative to the capital city of a population of about 3000000, Lanzhou City, inventory pressure, commercial housing inventory area is kept in a reasonable range. In Tianjin, there is little pressure on commercial housing. According to the Institute of real estate data released, as of January 2016, the Tianjin property market sales accounted for 15 months; as of June 2016, Tianjin total inventory of 19 million 700 thousand square meters, sales ratio of 10 months. "This data is just close to the current round of property market rise before the north, Shenzhen, Shenzhen and other first tier cities of the sales ratio." Ms. Zhang, director of marketing of a large real estate development enterprise in Tianjin, told reporters. "The current sales ratio of Tianjin belongs to the average level of" 1.5 "line city, and the first tier city is only about 8 months." Ms. Zhang introduced that the housing sales ratio is generally the ratio of the stock of housing to the sales volume in the month 去库存 别成“单腿蹦”(民生调查?关注楼市去库存(下))–财经–人民网   核心阅读  记者调查发现,部分二线城市住宅去库存力度加大、压力缓解,但商用写字楼库存有所增加,一些城市的郊区甚至出现了整栋写字楼空置的情况。去库存也应当注意齐头并进。  各地也在研究采取措施,鼓励民间资本收购,允许转变房产用途,调整商住比例,消化商业库存。    步入9月,传统意义上的楼市旺季。  老百姓最关心房价,而在价格数字的背后,反映着最基本的供需关系。一系列政策和市场调节之下,库存去得如何?空置的楼盘还多吗?商用、住宅情况各如何?记者在天津、兰州、沈阳等城市进行了调查。  “瘦身”效果明显  住宅库存压力不大  兰州的王先生发现,最近自己中意的小区,不仅房价涨了,待售的房子数量也少了。  王先生想在当地雁滩地区的格林小镇小区购置一套房产。咨询之后发现,短短一年内,小区的房子每平方米涨了近4000元,可选的楼层也很有限。“我有朋友去年买房的时候一平方米才要9800多元,这个月已经涨到13000多元,而且只剩1至3楼。”雁滩地区远离商业中心,但销售热度不减。  远离商业中心的房子也卖得快,得益于兰州轨道交通和城市路网建设的稳步推进,购房者对以前较为偏僻的房产项目接受程度增高。  王先生相中的小区因为毗邻正在建设的兰州轨道交通二号线,销售行情走高。同时,随着兰州市文化教育、医疗卫生等基础配套设施日趋平均化,使得人口不需要集中于某一名校或名医院附近,居住空间不断向老城区以外拓展,兰州的房地产销售潜力正在被不断挖掘出来。  截至6月,兰州市商品房已竣工未销售累计库存面积为212.77万平方米,去化周期约为4个月,兰州市房产局的相关负责人认为,相对于300多万人口的省会城市而言,兰州市库存压力不大,商品房库存面积保持在合理区间。  在天津,商品住宅的去库存压力也不大。  根据易居房地产研究院公布的数据,截至2016年1月,天津楼市的存销比为15个月;截至2016年6月,天津库存总量为1970万平方米,存销比为10个月。“这个数据刚刚接近本轮楼市上涨之前北上广深等一线城市的存销比。”天津某大型房地产开发企业的市场总监张女士告诉记者。“目前天津的存销比属于‘1.5’线城市的平均水平,一线城市大概只有8个月多一点。”  张女士介绍,住宅存销比一般是住宅的存量与当月内销量的比值,以反映住宅的库存状况,受当月住宅新增供应量和总销售量影响。“这个数据没有官方统计,但是业内都比较在意。因为它一方面反映了市场的供需关系,更重要的是还能反映地产行业资金回笼的总体状况,因为大部分开发商都是依靠融资开发项目,如果存销比过大,说明这个区域地产行业整体资金回笼状况不容乐观,融资风险也比较大。业内普遍认为新建商品住宅存销比如果持续超过12个月就属于库存压力较大。”  在沈阳,虽然截至7月末,全市待售商品房库存2379.4万平方米,去化周期为17个月,但这一数据已经较去年底减少186.6万平方米,缩短1个月。  “虽然从数据上看,沈阳去库存成果并不算亮丽,”沈阳市房地产信息中心主任陈全介绍说,“但实际效果相当显著,显性和隐性库存同步去化,房价没有跟随销量大增而过快上涨,库存‘瘦身’、房价平稳使房地产市场更加健康。”  写字楼商铺有些冷  商用库存有所增加  兰州的张先生最近有点烦,因为一位并不相熟的朋友不断地打来电话:“农民巷(该市重要商业区)的旺铺,一平方米只卖两万多元,10到40平方米的各种期房都有,真的不考虑一下吗?”张先生很心动,但最终还是拒绝了。  “以前想买好地段的商铺,我们都得各种托关系找朋友还不一定能拿到房子,而且价格还高得离谱,但感觉最近兰州的商业营业用房、办公楼、写字楼的行情都不太好。”有这样感受的,并非张先生一人。  办公和商业类商品房库存量是否有所提高?记者从兰州市住房保障和房地产管理局得到了肯定的答复,但该局并未给出具体的数据。据兰州市房产局相关负责人介绍,由于房地产属于高回报行业,尤其是办公和商业类商品房近年来价值不断增长,需求量也不断增加,因此开发量逐年上升,但随着近年来房地产市场的降温以及互联网电商产业高速发展的冲击,造成众多办公和商业类商品房失去了大部分投资人,也使得此类商品房库存量有所提高。  而在天津,市中心的写字楼出售率尚可,但在郊区的一些写字楼,甚至出现了整栋空置的情况。  天津市统计局发布的今年1至7月天津市固定资产投资统计数据显示,在全市房地产开发完成投资中,住宅投资959.26亿元,同比增长23.2%,增速最快;办公楼投资80.27亿元,同比增长11.0%;商业营业用房投资182.99亿元,同比增长12.3%;其他开发投资191.37亿元,同比增长10.4%。“这在某种程度上可以佐证,住宅的市场消化能力是最强的,预期也是最好的。办公楼和商业用房的市场预期就没那么高了。”张女士说。记者随机走访了天津市部分写字楼集中的区域,中环线以内的中心城区写字楼出租率基本超过七成,出售率基本上也能达到八成。越往偏远的地区空置率越高,在一些远郊区县工业园区内的商业楼宇甚至还有不少整栋空置的情况。  注意齐头并进  鼓励商住转化  买涨不买跌的心理之下,住房库存持续消化,而商业写字楼的库存却有增加,如何避免去库存出现“单腿蹦”,成为当下市场上需要注意的风险。  而面对商业和办公类商品房库存有所提高的态势,兰州市房产局认为可以采取政府主导以及鼓励民间资本进行收购,收购后适当改变房屋用途,转向医疗、教育、文化等第三产业运营用房等方法,从而一方面实现适当消化库存,另一方面有效发展第三产业,进一步提升城市综合发展水平。  另一方面,兰州也在积极调整批准预售商品房面积的结构。上半年全市累计批准预售商品房面积221.97万平方米,与去年同期相比下降2.88%。其中商品住房146万平方米,办公33.24万平方米,商业营业42.15万平方米。  沈阳针对商品住宅库存规模不大、可承载的弹性较大的实际,在政策上鼓励商业地产库存向商品住宅转化,规定对已供应、未开发的房地产开发用地,允许开发企业转换用途、调整商住比例,对在建商品住房项目也允许开发企业调整套型结构,同时规定对居民购买商住公寓或酒店式公寓用于自住的,可享受住宅同等政策等,这些办法可以直接转化20%的商业地产库存。   《 人民日报 》( 2016年09月01日 23 版) (责编:王子侯、杨迪)相关的主题文章:

风险自担 滨州学院科研处

12 Nov

Electronic components: electronic sector rebound, recommended 5 shares of         Sina tips: This is a stock review section, only personal views and analysis of the securities consultation on related stocks or sectors, not official news, Sina does not guarantee the authenticity and objectivity of the investors operation risk. For all the accurate information about the stock, please take the announcement of the Shanghai and Shenzhen Stock Exchange as the standard. Sina Level2:A shares of sina finance client speed Kanpan: the most profitable investors are using electronic components: the electronic sector rebound, recommendations concern: NavInfo, Dagang shares, the Department of crown shares, Trinidad, speed and other electronic plate from the beginning of 2016 to the last trading day fell 27.41%, part of the stock drop more than 40%. We suggest that the stock price oversold, industry and company fundamentals of good stocks. 1) automotive electronics industry in 2016 is one of our most promising sector, intelligence and network direction of the development of automobile driving automobile electronic degree more and more high. The car manufacturers at the beginning of the month CES occupy the whole exhibition space 1/4, reflects a significant change of the automobile industry to accelerate the development of. In 2015, we released several in-depth reports to analyze the investment value of the automotive electronics industry. We suggest that attention to Trinidad, NavInfo, Deren electronic, Ou Feiguang, the company’s investment opportunities. 2) the semiconductor plate attention in the national power under the support of domestic capital to overseas industrial integration events will occur frequently, overseas merger is an effective way to develop the domestic semiconductor technology level. Therefore, our investment proposal for the semiconductor sector is to seize the plate in all aspects of the integration of the value of the scarce platform company. Focus on semiconductor material link Shanghai Xinyang, South photoelectric equipment, plate seven electronics, test the link port shares, memory plate with core (suspension), printer information safety of aipake company. 3) VR hotspots continue. In 2015, CES’s most fire concept is probably not VR. After a year of warming up, CES will usher in the first year of virtual reality in 2016. More than 40 exhibitors on the CES brought VR systems and related content and hardware devices, an increase of nearly 80% compared to 2015. The highly anticipated two companies in the United States Facebook and Chinese Taiwan HTC took out their latest products, a large number of cutting-edge technology products are close to the field of VR. Many giants have joined the IT field, with Facebook, Google, Microsoft, micro-blog, SONY, Samsung [micro-blog] [micro-blog], HTC, apple, Qualcomm, Intel [micro-blog] [micro-blog] big breakthrough, node VR industry outbreak has shown signs of dawn. The electronics industry VR subject recommendations concern: GoerTek, Lida optical, hemp industry, crystal optical, shentianma, sinowealth. 4) pay attention to the smartphone industry chain 电子元器件:电子板块抢反弹,荐5股     新浪提示:本文属于个股点评栏目,仅为证券咨询人士对相关个股或板块的个人观点和分析,并非正式的新闻报道,新浪不保证其真实性和客观性,投资者据此操作,风险自担。一切有关该股的准确信息,请以沪深交易所的公告为准。 新浪财经Level2:A股极速看盘 新浪财经客户端:最赚钱的投资者都在用   电子元器件:电子板块抢反弹,建议关注:四维图新、大港股份、汇冠股份、保千里、硕贝德等  电子板块从 2016 年初到上一个交易日下跌了 27.41%,部分个股跌幅达 40%以上。我们建议选择股价超跌、行业及公司基本面好的个股。   1)汽车电子是我们 2016 年电子行业最看好的板块之一,汽车的智能化、网络化方向发展驱动汽车的电子化程度越来越高。月初的 CES 上汽车相关厂商占据了整个展览场地的四分之一,体现了汽车产业的重大变革加快发展。2015 年我们发布过数篇深度报告分析汽车电子产业的投资价值。我们建议关注保千里、四维图新、得润电子、欧菲光等公司的投资机会。   2)半导体板块关注在国家力量的支持下,国内资本走向海外的产业整合事件将会经常发生,海外并购是发展国内半导体技术水平的快捷有效的途径。所以我们对于半导体板块的投资建议是抓住板块中各环节具有稀缺的整合价值平台型公司。   关注半导体材料环节的上海新阳、南大光电,设备板块的七星电子、测试环节的大港股份、存储器板块的同方国芯(停牌)、打印机信息安全标的艾派克等公司。   3)VR 热点持续不断。2015 年 CES 最火的概念恐怕非 VR 莫属,经过一年预热,2016 年的 CES 将真正迎来虚拟现实元年。本届 CES 上有超过 40 家展商带来 VR 系统和相关内容以及硬件设备,较 2015 年增加近 80%。备受期待的两家公司美国 Facebook 和中国台湾的 HTC 拿出了自己最新的产品,一大批前沿的科技产品都在向 VR 领域靠拢。IT 领域众多巨头纷纷加入,随着 Facebook、谷歌[微博]、微软[微博]、索尼、三星[微博]、HTC、苹果、高通[微博]、英特尔[微博]等巨头的切入,VR 行业爆发的节点已经初见曙光。电子行业 VR 主题标的建议关注:歌尔声学、利达光电、汉麻产业、水晶光电、深天马、中颖电子。   4)关注智能手机产业链上 2016 年具有爆发效应的指纹识别产业链,关注硕贝德、欧菲光等个股。   【公司深度报告】德润能源(832883 ):收购时代科锐,全面布局清洁能源。   主营 LNG 和轻烃,区域一体化突出。公司主营液化天然气 LNG 及其副产品轻烃的产销,目前已在西南、西北以成都、内蒙古为中心形成了两个 LNG 业务大区,以山东东营胜利油田为中心形成了轻烃业务大区,区域一体化突出。   加速布局 LNG 加气站,提升盈利能力。受国际油价下跌压力,公司积极升级 LNG 业务,通过沿西北大[微博]区“一带一路”、西南大区“气化长江”路线,将快速布局 LNG 加气站,批发转向终端零售,提升利润水平。收购时代科锐,节能环保再下一城。公司 1 月 20 日公告将以定向增发方式收购北京时代科锐公司 100%股权,构成重大资产重组,交易对价预计约 1.5 亿元、发行价格约 4.5~5.5 元 股。   余废热回收再利用 EMC 模式,将贡献可观利润。时代科锐主营石油、石化领域的余废热回收利用业务,采用合同能源管理 EMC 的方式,瞄准三桶油等大型行业巨头,技术先进、回收期短,能够提高能源利用效率、促进资产轻质化,具有广阔的市场空间。同时,公司亦致力于太阳能等新能源的储蓄再利用,曾与高端科研院所对接,积极研发先进技术,预计在偏远地区存在良好应用前景。时代科锐承诺,利润对赌为 2016、2017、2018 年实现扣非前后归母净利润孰低数,将分别不低于 1000、1500、2300 万元,利润规模迅速扩张,彰显强大信心。   盈利预测与投资建议。LNG 加气站终端布局逐步开启,EMC 业务盈利能力优秀,未来业绩兑现确定性高,具有一定溢价空间。预测公司 2015-2017 年 EPS 分别为 0.11 元、0.27 元、0.35 元,对应 2016 年 2 月 2 日收盘价 PE 分别为 28 倍、11 倍、9 倍。目标价为 5.9 元,对应 2016 年 PE 为 22 倍,给予“买入评级”。   风险提示。系统性风险。国际原油等原材料价格波动。利润对赌未能达成。   (汽车团队 邓学)   另外可以关注有转型预期的个股,如汇冠股份、洲明科技等。   风险提示:大盘波动性风险。 进入【新浪财经股吧】讨论相关的主题文章:

这也是小米历史上第一次在国外展示新旗舰产品 古知亜美莉

12 Nov

MWC 2016 to see these new machines will be unveiled at the Pakistan exhibition in January of each year, CES has a lot of mobile phone enthusiasts disappointed, mainly mobile phone manufacturers in the past few years will have at the beginning of the flagship product on the first MWC in February, from the beginning of the 15 year, MWC organizer seems particularly as our Spring Festival holiday, will be held postponed to early March, this year’s MWC 2016 also held as scheduled for February 22nd to 25, February 22nd is the Lantern Festival, the conversion time (Beijing time is 7 hours ahead of Barcelona), basically means that the Spring Festival almost finished, the weight of the China traditional festival of visible foreign media as the Spring Festival held in MWC, to avoid. MWC 2016 posters MWC 2016 Mobile World Congress 2016. Well, the annual MWC is the domestic mobile phone manufacturers started the first shot in spring "on the stage, is Samsung, SONY, HTC these companies the first annual flagship of the big day, we look back at those brilliant moments. Samsung S6 and Samsung S6 Edge MWC2015 to carry out the day before, Samsung anxiously launched the Samsung S6 and Samsung S6 Edge, Exynos, LPDDR4, UFS with 7420 2 three killer, let Samsung S6 shine again with a small size of the fuselage plug under the 2K resolution SuperAMOLED screen, and used the double curved surface screen Samsung S6 Edge, became the flagship machine on behalf of 15 years of "Yan value explosion lights.". MWC 2015 on the HTC, in addition to the introduction of HTC One M9, also used half the time to introduce VR virtual reality technology, indicating that intelligent wearable devices will enter a new era. SONY will continue to three technology popularity of low-end product line, SONY launched the Xperia M4 Aqua, but not the same as in previous years to launch a new flagship Z series. Lenovo will launch a flagship camera VIBE Shot card machine design, 16 million pixel camera, optical image stabilization, color temperature flash, laser focusing technology, equipped with the physical camera button, regardless of quality or operating experience have milepost type progress. Jin launched the stronger performance of ultra-thin models Jin S7. Lenovo VIBE Shot Jin S7 MWC2014, Samsung S5 played a three proofings design, SONY Z2 quit SONY stick with the TN screen of bad habits and support 4K video recording. HTC launched a new Desire 8 series, reshaping the image of the midrange machine, a larger screen, dual card dual standby, higher pixel camera. At the same time, China Mobile officially launched its own brand of mobile phones. MWC2013, ZTE big screen video flagship ZTE Grand Memo, LG LG Optimus G Pro large screen flagship, Lenovo K900 chiseled tough temperament, HUAWEI life artifact HUAWEI Ascend Mate, seemed to tell consumers, intelligent machines officially entered the big.

MWC 2016抢先看 这些新机将亮相巴展   每年一月份的CES都有不少手机爱好者失望而回,主要是手机厂商在这几年纷纷将年初的旗舰产品放在了二月份的MWC中首发,从15年开始,MWC主 办单位好像特别关照咱们的春节假期,将举办时间押后到3月初,今年的MWC 2016也一样,举办时间定在了2月22日到25日,而2月22日已经是元宵节,换算时差(北京时间比巴塞罗那快7个小时)之后,基本上意味着春节将近过 完了,可见外媒对中国传统节日的重视,避开在新春佳节举办MWC。 MWC 2016宣传海报 MWC 2016译作世界移动通信大会2016   言归正传,每年的MWC都是国产手机厂商打响“新春第一炮”的舞台,也是三星、索尼、HTC这些大厂首发年度旗舰的大日子,让我们简单回顾一下昔日那些辉煌时光。 三星S6和三星S6 Edge   MWC2015开展前一天,三星急不及待地推出了三星S6和三星S6 Edge,凭借Exynos 7420、LPDDR4、UFS 2.0三项杀手锏,让三星S6大放异彩,再凭借在小尺寸机身塞下了2K分辨率SuperAMOLED屏幕,以及用上了双曲面屏的三星S6 Edge,成为了15年“颜值爆灯”的旗舰机代表。MWC 2015上HTC除了推出HTC One M9,还用了一半的时间介绍VR虚拟现实的技术,预示着智能穿戴设备将进入全新的时代。索尼则将三防技术继续普及中低端产品线,推出了索尼Xperia M4 Aqua,不过并没有像往年一样推出全新的Z系列旗舰。联想则推出了主打拍照的VIBE Shot,卡片机的造型,1600万像素主摄像头,光学防抖,三色温闪光灯,激光对焦技术,配备实体拍照键,无论画质还是操作体验都有了里程碑式进步。金 立则推出了性能更强的超薄机型金立S7。 联想VIBE Shot 金立S7   MWC2014,三星S5玩了一把三防设计,索尼Z2戒掉了索尼坚持使用TN屏幕坏毛病而且支持4K视频录制。HTC推出了全新的Desire 8系列,重塑中端机的形象,更大的屏幕,双卡双待,更高像素摄像头。同时中国移动正式推出自主品牌的手机。   MWC2013,中兴大屏影音旗舰中兴Grand Memo,LG大屏旗舰LG Optimus G Pro,棱角分明硬朗气质的联想K900,华为续航神器华为Ascend Mate,仿佛都在告诉消费者,智能机正式进入大屏手机的元年,三星的Note系列将迎来更多的对手。   而今年的MWC 2016,将会出现哪些手机能够带给消费者耳目一新的感觉呢?不妨让小编根据各大厂商近日发放的消息,大胆推测一下。 MWC 2016即将发布手机新品汇总   三星S7和三星S7 Edge 三星MWC 2016宣传海报   三星在2月初终于在官网发出MWC 2016的宣传海报,而且是在MWC 2016前一天举办新品发布会,将两款全新旗舰带给消费者。三星S6系列成功,让三星S7系列倍感压力。 爆料达人@evleaks在Twitter上的消息称三星S7系列有两款旗舰   根据目前的消息来看,三星S7系列将会分为两个处理器版本,Exynos 8890和骁龙820,回归到三星S5时候的双版本策略。当然,根据多方消息所得,行货版的三星S7系列只会采用骁龙820处理器,网上也在春运期间先后 爆出了三星S7的GeekBench跑分和三星S7 Edge的安兔兔跑分谍照。 三星S7的GeekBench跑分 三星S7 Edge的安兔兔跑分   另一方面,三星S7系列虽然依然不支持更换电池,但是重新回归到支持存储卡扩展的设计。当然,不可拆卸电池不意味着续航成绩羸弱,三星S7号称能够在最高亮度下连续看视频长达17个小时,除了得益于SuperAMOLED的保驾护航,相信三星在系统上也做了不少优化。 擅长爆料的俄罗斯达人Eldar Murtazin的twitter   三星S7搭载了5.1英寸屏幕,正面采用2.5D弧面玻璃,背面采用了3D玻璃,后置摄像头明显没那么“激凸”,整体造型帅多了,更像三星S3时代的鹅卵石造型。 外媒三星S7曝光图 外媒三星S7曝光图   另一方面,三星S7 Edge依然采用了双曲面屏幕,同时把尺寸增大到5.5英寸。两款手机都是2K分辨率,同时又把三星S5那套防尘、防水措施拿回来,支持无线充电技术,但 是主摄像头像素将会降低,对于一向重视高像素的三星手机而言,这是“黑科技”的预兆吗?想当年索尼停止对外出售2070万像素的CMOS,让三星S5一怒 之下启用了自家研发多年的ISO Cell传感器,并获得了不错的好评。这一次三星主动下调摄像头像素,会有什么“惊喜”在里面?拭目以待! 印度进出口网站Zauba在国际版三星S7和S7 Edge上标注了防水标识   LG G5 LG的MWC 2016邀请函   LG很早就发出了MWC 2016的邀请函,并于前一天举行新品发布会,和三星正面开火。邀请函上并没有明示LG G5将会发布,业界人士也只是YY而已,毕竟LG G3和LG G4都避开了和三星旗舰机同期发布。 LG G5确认为MWC 2016上新品   近日LG进一步确认新品就是传说中的LG G5,并支持“Always ON”显示模式,不必点亮整个屏幕就能看到通知,比如未接来电、信息或者邮件,这项功能早在采用了AMOLED屏幕的三星和Moto、诺基亚(微软)的旗 舰机上出现过,不过LG如果不采用OLED屏幕(外媒透露为5.6英寸2K分辨率,IPS LCD屏幕),节能的优势可能并不能突显出来。 LG G5将引入“Always ON”功能   在LG V10上面出现的指纹识别模块继承到LG G5上,同时引入了虹膜识别技术,USB Type-C接口也终于出现在LG G5上。大伙最关心的问题,能否拆卸电池,LG据说会采用一种全新的底部插槽设计,从而兼顾机身一体化设计(金属机身)并且保证续航能力,俗称“魔力 槽”。除了可更换电池、降低机身厚度,还能够接入运动相机和物理键盘等硬件模块。 类似LG V10的辅屏设计   至于LG V10上面的双屏幕和双摄像头设计也有可能出现在LG G5上。不过摄像头方面的进步可能不大(前置800万像素摄像头+后置2100万像素摄像头),毕竟LG V10已经比较出色了,支持光学防抖、激光对焦技术,配双闪光灯和支持4K视频录制。当然,骁龙820还是首选,并没有采用LG自行研发的处理器。 LG G5在GeekBench跑分   从网上GeekBench数据库信息可知,LG G5将搭载骁龙820处理器,4GB RAM,运行最新的Marshmallow系统,单线程跑分为2248,多线程跑分为5061,不知道同样采用骁龙820的小米手机5和三星S7准备好迎战没有?   索尼Xperia C6   MWC2015上,索尼已经没有让索尼Xperia Z系列唱主角,反而是推出了定位中端的索尼Xperia M系列新品,MWC 2016据说也是如此,不过这次主角并非索尼Xperia M系列,而是索尼Xperia C6。 索尼Xperia C5 Ultra   回顾历史,索尼Xperia C5 Ultra类似索尼Xperia Z Ultra,主打大屏幕,同时前后摄像头均为1300万像素,这也是自索尼Xperia C3之后,继续主打自拍神器的象征。同时,延续了索尼Xperia C系列的一贯作风,采用了联发科处理器。 索尼Xperia C6将继续沿用联发科处理器   而索尼Xperia C6上,将搭载联发科最新处理器Helio P10,机身尺寸也会相比索尼Xperia C5 Ultra有所收敛,同时窄边框设计也会保留。   微软Lumia 750和Lumia 850   微软Lumia 750和Lumia 850此前已经在印尼和中国(3C)都通过了认证,碰巧即将举行MWC 2016,所以外界纷纷揣测微软会在大会上发布这两款中端新机,相比旗舰微软Lumia 950XL和Lumia 950,配置上肯定会缩水,但是Windows 10 Mobile肯定是没跑的,由于外界对两款中端机的硬件配置众说纷纭,为了避免误导消费者,小编这里不预测这两款新机的配置了。 微软Lumia 830   回顾上一代的次旗舰Lumia 830,也算是一款出色的光学防抖拍照手机,除了引入了Pureview纯景技术,主摄像头像素和光学防抖镜片组也是不可或缺两项重要要素,加上外形酷似 诺基亚 Lumia 1020,让不少消费者对其拍照表现充满好奇,加上实惠的价格,让微软Lumia 8系列相比微软Lumia 9系列更具看点。   金立S8 金立S7独特散热技术 金立S7引入Hi-Fi芯片   金立在MWC2015上发布了金立S7,双面玻璃机身,AMOLED屏幕,联发科真8核64位处理器,驼峰微槽中框设计,极地散热系统,800万像素前 置摄像头,Hi-Fi芯片和超薄机身,让金立S7延续了金立S系列的标杆机形象。时隔一年,升级版金立S8将会出现在MWC 2016吗? 2016全球供应链大会   前几天,金立确认了会参加MWC 2016,同时金立S8也会出现在现场。另一方面,金立集团早前在深圳举办的“2016全球供应链大会”上,董事长刘立荣先生也表示将于2月22日的 MWC 2016上发布全新的品牌形象,并将投入巨资打造全新的终端品牌形象建设。根据刘总的规划,3月份起,金立将持续提升品牌力,提升对消费者和实体店的服务 能力,形成更大规模的渠道优势。   小米手机5   小米手机足足延后了一年才发布年度旗舰, 为了这颗骁龙820也算是煞费苦心,毕竟“不服跑个分”摆在那里,怎能够让旗舰机随便搭载颗处理器就上阵呢?小米将发布会安排在MWC 2016举行的时间段,可见雷总对小米手机这款迟来的旗舰信心十足,无惧和三星、LG、索尼、HTC家的年度旗舰一较高下。小米副总裁虎哥也透露,届时, 小米手机5沟通会也会同步在MWC 2016上出现,这也是小米历史上第一次在国外展示新旗舰产品。 小米手机5沟通会 黎万强的微博   根据刚刚回归的黎万强透露,小米手机5将不会使用2K屏幕浪费资源,而是延续了小米手机4的1080P全高清屏幕。同时,根据黎总爆料,黑科技将会启用 在小米手机5上,究竟是什么?拭目以待。另外,根据网上放出的其它资料,RAM容量方面也会持平小米Note 顶配版,达到了4GB。前置800万像素摄像头,后置1600万像素摄像头。   提及摄像头,春节期间,小米总裁林斌在微博上晒出了自己在度假期间拍摄的两张照片,所用手机正是小米手机5,细节丰富、色彩还原准确并不足以让人惊讶,难得的是能够把高速飞行的鸟儿清晰地抓拍下来,另一方面,照片的解析力也并不低。 小米手机5样张曝光   小米手机5采用了骁龙820处理器,就在春节前夕,GFXBench数据库出现了小米手机5的跑分成绩,Adreno 530 GPU让小米手机5分数轻松击败三星和苹果上一代旗舰,坐等LG G5、三星S7来战。 小米手机5 VS iPhone 6s Plus 小米手机5 VS 三星S6 edge+   小米手机和红米手机这几年的战绩显赫,除了强悍的硬件配置,阳光屏、夜光屏、护眼模式也充分体现了人文关怀,更好用的MIUI系统,抢红包功能你懂的。 同时也在小米Note上引入了Hi-Fi芯片,2K屏幕(顶配版)这些和友商拉开差距的干货,让我们一起期待小米手机5的全面发力吧!不过还是那句话,不 用抢购,不用预约,现货购买才是王道,否则都是耍流氓。 小米Note上Hi-Fi芯片 阳光屏和夜光屏   乐视超级手机2代   CES 2016上,乐视超级手机新品锋芒毕露,乐Max Pro成为了全球首款搭载骁龙820处理器的手机,同时超声波技术指纹识别模块也是亮点之一。 乐Max Pro   MWC 2016前后,乐视超级手机2代会否降临?坊间流传着乐2将会搭载着Helio X20首发的光环出现在消费者面前。回顾2015年,乐视超级手机首发了Helio X10,所以说这种猜测也并不是没有依据,加上在CES 2016上首发了Qualcomm平台处理器,好事成双,在联发科平台自然也是顺理成章的事情。 Helio X20参数(截图来自联发科官网)   Helio X20是联发科首款采用了20nm工艺打造的处理器,相比以往28nm制程具有更高的能效比,架构上由2颗Cortex-A72高性能核心,4颗平衡了性 能和功耗的Cortex-A53核心,以及4颗低功耗的Cortex-A53核心组成,合计10颗核心组成。 乐2或将会用上曲面屏幕   除此以外,总结网上爆料,乐2还会采用类似三星S6 Edge上的曲面屏幕设计,支持快速充电、虹膜识别、指纹识别技术。   OPPO、华为   OPPO前阵子虽然发出了MWC 2016的预热海报,但是并没有公布时间,而且也没有公布具体的新品细节,不过掐指一算,OPPO Find 9也应该来了,和小米手机5一样,钟情于骁龙820处理器,延后了足足一年,OPPO才更新定位旗舰的Find系列产品线。 OPPO MWC 2016预热海报   除了更快的快充技术,更出色摄像头成像技术,OPPO Find 9会给我们进一步带来什么技术革新呢?海报中以“黑色”为主,同时出现了“WOW”字样,是否意味着这次出现的黑科技将会让消费者纷纷WOW的一声? 华为官网MWC 2016宣传海报   综合外界的报道,纵然华为会出席MWC 2016,但是华为P9系列四款新旗舰很难亮相,主要是华为公布出来的大会行程中并没有提及新手机发布的环节,所以外界揣测这次新品主要以智能穿戴设备为 主。而华为P9真正的发布时间将会安排在3月份,华为P9、华为P9 Lite、华为P9 Max三款新品类似华为P8系列布局,新增了华为P9增强版。配置方面,麒麟95x处理器,双摄像头,不会搭载2K分辨率屏幕,4GB RAM,回归到华为P7双面玻璃机身,不过上了2.5D弧面玻璃,同时也配备了USB Type-C接口。   HTC   相比三星、索尼、LG、微软,HTC在MWC 2016前夕表现得异常低调,走过了全金属机身、HTC BoomSound双前置扬声器、UltraPixel摄像头、景深辅助镜头、撞色机身、HTC Zoe、HTC Eye Experience和Blinkfeed这些创新之后,HTC One M10将会为我们带来什么? 根据爆料达人@evleaks在Twitter上的消息   HTC One M10这款代号Perfume的手机,其设计可能有不少 HTC One A9 的元素在里头   虽然外界盛传HTC将上半年旗舰机放在3-4月份才发布(4月11日,伦敦),但是部分改革细节已经公布出来了,类似上一代旗舰HTC One M9系列几款产品,采用双处理器平台供货,Qualcomm骁龙820和联发科Helio X20。另一方面,类似HTC One A9取消了“四下巴”设计。最让人惊喜的莫过于采用了1200万像素双后置摄像头,引入了光学防抖和激光对焦技术,而且,上一代产品被投闲置散的 UltraPixel正式回归到主摄像头位置。虽然爆料达人LlabTooFeRE在网上透露这颗摄像头单位像素面积从2μm缩小到1.55μm,但是相 比如今烂大街的1.12μm还是大了不少,如果真的如外界所形容的这样,HTC One M10将会是HTC有史以来夜拍实力在参数上最强的旗舰机,没有之一。 HTC One A9   总结: 纵观目前曝光的各种在MWC 2016前后发布新品的消息,基本上都是激动人心的,无论是性能和续航更彪悍的三星S7系列,还是具备“魔力槽”的LG G5,抑或是苦等了一年的小米手机5和OPPO Find 9,都让我们感觉到春节过后将会迎来一浪又一浪的新机热潮,就让我们拭目以待。相关的主题文章:

the central bank [micro-blog] down through the down-regulation of MLF interest rates to guide market interest rates 穿越之慧贤皇贵妃

12 Nov

The bottom of the stock index was difficult to achieve overnight. On Tuesday, the Shanghai composite index went out of the deep "V" trend, fell first and then rose, closing up 25.57 points or 0.88%, recovering yesterday’s lost territory. When the index is above 2900 points, the upstream pressure increases obviously, and the fluctuation increases. After the Spring Festival, the management frequently moves out of market expectations in policy. On the one hand, the central bank [micro-blog] down through the down-regulation of MLF interest rates to guide market interest rates, to stimulate the weak economy, and avoid using interest rates drop quasi, more relaxed way cause devaluation of the renminbi is expected to strengthen; on the other hand, to the inventory of the "battle" in the real estate industry first started, both cut taxes and sales taxes for the sustained release of the real estate needs to lay a certain foundation. However, when the market is released frequently, it seems that the risk sentiment and the turnover are not positive. Interbank and bond market interest rates continue to decline in the context of a substantial net return of the open market, which can reflect the cautious of market risk preference from another aspect. There is speculation that the major economic data in March or February is expected to decline or exceed the market expectations, the import and export of significantly less than expected is a signal, the management of policy hedging in 1. This positive is regarded as a bad phenomenon, but also a post market performance in the bear market, indicating that the market investors lack confidence, pessimistic expectations for the future is still continuing. The economy has now fallen into the liquidity trap of looser currencies and poorer economies. Liquidity is more in the "virtual" place to flow, and did not enter the entity, leading to M2 and M1 growth year by year upside down, showing negative. At the same time, social integration of new credit and hit a record in January. The author compares the performance of Shanghai stock index from M2-M1 difference to negative interval, and finds that Shanghai stock index rose from October 1999 to June 2000, and from December 2005 to February 2007, with the increase of 28.1% and 148.1% respectively. From December 1991 to August 1992 in the process, the Shanghai index was 292.75 in December 1991 from the low of just 5 months up to 1234.71 points, or more than three times, and then immediately turned down. In 1992, the loan growth rate hit a new high in August, while the Shanghai Composite Index dropped to 823.27 points in a short period of 3 months, reaching 33.3%. After that, the Shanghai composite index continued to drop to 507.25 points in October, and fell nearly 60% from the highest point. During this period, the negative value of M2-M1 continued to expand, and only bottomed out in December 1992. The author believes that the current market situation can refer to the market evolution process from December 1991 to August 1992. Looking back on the huge fluctuations in the market started in November 2014, the same period year-on-year growth of loans center uplift, the difference between M2-M1 continues to decline, fell into negative, similar to the economic downturn intensified and liquidity trap continued situation. The domestic economy is facing structural adjustment and transformation due to the disorderly expansion before, and the enterprises are negative.

股指 底部确立难以一蹴而就      周二,上证指数日内走出深“V”走势,先跌后涨,收盘上涨25.57点或0.88%,收复昨日失地。指数在2900点以上的前期密集成交套牢区附近,上行的压力明显加大,波动加剧。   春节后管理层在政策方面频繁出招超出市场预期。一方面,央行[微博]通过MLF利率的下调来引导市场利率的下行,以刺激目前疲弱的经济,且避免通过降息、降准等更为明显的宽松方式导致引发人民币贬值的预期加强;另一方面,去库存的“战役”在房地产行业首先打响,契税和营业税的双双下调为房地产需求的持续释放奠定了一定基础。   然而,市场在利好频频释放的情况下,似乎风险情绪和成交的回暖并不积极。银行间和债券市场利率在公开市场大幅净回笼背景下依旧持续走低,可以从另一个侧面反映目前市场风险偏好的谨慎。有市场猜测,即将在3月公布的1―2月主要经济数据下滑幅度或远超市场预期,进出口的大幅不及预期是一个信号,管理层在进行政策对冲。这种利好视为利空的现象也是熊市中后段的一种市场表现,表明市场投资者信心不足,对未来的悲观预期还在延续。   经济目前确实陷入了货币越宽松而经济越差的流动性陷阱。流动性更多的在“虚”的地方流转,而没有进入实体,导致M2和M1的同比增速持续倒挂,呈现负值。同时,1月的社融和新增信贷又创出天量。笔者对比了M2-M1差值下降至负值区间同期的上证指数表现,发现1999年10月到2000年6月、2005年12月到2007年2月上证指数在这前后都出现了上涨,涨幅分别为28.1%和148.1%。在1991年12月到1992年8月的过程中,上证指数先是从1991年12月的292.75点的低位短短5个月时间内飙涨至1234.71点,涨幅超过三倍,而后立马掉头向下。在1992年贷款同比增速8月创出新高的同时,上证指数在短短3个月内快速跌至823.27点,跌幅达到33.3%,此后上证指数继续下挫至10月的507.25点,从最高点跌去近60%。这期间M2-M1的负差值继续扩大,在1992年12月才见底。   笔者认为,目前市场的情况可以参考1991年12月到1992年8月的市场演变过程。回望2014年11月开始的市场巨幅波动,同期贷款同比增速中枢抬升,M2-M1的差值不断下降跌入负值,与当时经济下行加剧和流动性陷阱持续的情景类似。国内经济由于之前的无序扩张面临结构调整和转型,企业负债端的积累已经无法持续。信贷的扩张和货币的投放一方面用于借新还旧,另一方面可能加剧股市泡沫的产生。我们认为,去产能和转型与经济的中高速增长无法兼得,股市仍将向下寻找底部。   短期来看,市场在全国“两会”即将召开的积极预期下继续维持相对强势,上行趋势仍在,但60分钟MACD出现钝化。进入3月之后,市场将进入实际数据和改革转型预期的博弈中,在3000点附近多空双方将有激烈争夺。   (作者单位:中大期货)   版权声明:本网所有内容,凡来源:“期货日报”的所有文字、图片和音视频资料,版权均属期货日报所有,任何媒体、网站或个人未经本网协议授权不得转载、链接、转贴或以其他方式复制发布 发表。已经本网协议授权的媒体、网站,在下载使用时必须注明"稿件来源:期货日报",违者本网将依法追究责任。相关的主题文章:

as long as it is a little more attention on the line 句容市网上家长学校

12 Nov

Simple, direct, I love it! To create a sexy vest line thing is not called Reading: how to get the vest line? Now flat belly for women is already the lowest "configuration", with attractive sexy vest line is kingly way. Source: PCLADY vest line is what? What is vest line? The strange name is like a vest line, two lines in the flat and vest, not fat belly, but also requires the muscles, the muscles refers to the navel on both sides of two straight line muscle. Weak waist Qianqian has become the past, now has a sexy vest line is king. How to practice the line? If your belly has no excess fat, the lack of just exercise, just add more plastic, you can even get out of the vest line. Want to achieve the effect of dietary fat reduction, of course, is not a healthy diet + aerobic exercise + strength exercise, control diet health, as long as it is a little more attention on the line, so don’t try to go on a diet, as long as you don’t eat fatty foods, meals on time quantitative, follow good breakfast, noon to eat at night, eat less principle, develop Zaoshuizaoqi, healthy lifestyle. Aerobic exercise can be two to three times a week, each time for more than thirty minutes, because aerobic exercise is at thirty min after exercise began to consume excess body fat, you can choose some sports, insist for a long time, like jogging, swimming and playing ball and so on, can exchange several sports exercises the key is to insist. If you want to look up or rough, plastic sexy vest line, you can now change the motion of a body on the most comfortable, download a your favorite vest line graph, start up your movement toward the goal. The first one: Vest line to create a method of roll up method of abdominal body lying down, the size of the leg was ninety degrees, the legs are flat on the ground, slowly lift both legs, at this time must use the abdominal force, legs up to the most unbearable abdominal position, stop, keep to can not stand, slowly down, down is is to use abdominal force, slowly down, with the breath, the action must be done slowly, just start the first three groups, ten as a group, the familiar action essentials can be appropriate to increase the amount of exercise. The second trick: supine leg lifting method, this method is relatively simple, lying on the body, back close to the ground. Always keep the abdominal force, pay special attention to the position below the navel to be in tight state, legs straight, straight up and down to maintain uniform movement, put down when the legs do not touch the ground, ten as a group, according to their own situation, can do more than three groups. The third measure: abdominal breathing abdominal breathing is on the inhale, the belly to muster, and on the exhale, then let the belly tightening. This is the most basic training for practicing yoga or practicing MM. The advantage of abdominal breathing is to help stimulate gastrointestinal motility, can promote the discharge of waste in vivo, so as to smooth airflow. And when we walk or stand normally, as long as the contraction of the lower abdomen, combined with abdominal breathing, you can make the lower abdomen muscles become tight

简单直接我喜欢!打造性感马甲线都不叫事儿   导读:如何练出马甲线?现在平坦的小腹对于女性来说已经是最低“配置”了,拥有迷人性感的马甲线才是王道。来源:PCLADY 马甲线是什么?   马甲线是什么?   马甲线,故名思议就是像马甲的两条线,在平坦而没有赘肉的小腹上,还要要求有肌肉的线条,肌肉的线条就是指在肚脐两边两条直立的肌肉线。柔弱的芊芊细腰已经成为过去了,现在拥有迷人性感的马甲线才是王道。   马甲线怎么练?   如果你的腹部已经没有多余的赘肉,缺乏的只是锻炼,只需多加塑型,就可以连出马甲线。想要达到减脂的效果,当然是少不了健康饮食+有氧运动+力量运动,健康的控制饮食,只要是稍微多注意就行,不用太刻意的去节食,只要不吃高热量高脂肪的食物,三餐定时定量,遵循早餐吃得好,中午吃得饱,晚上吃得少的原则,养成早睡早起,健康良好的生活方式。有氧运动可以每周进行两到三次,每次要求在三十分钟以上,因为有氧运动是在运动后的三十分钟才开始消耗身体中多余的脂肪,可以选择一些自己能长期坚持的运动项目,如:慢跑、游泳、打球等等,可以几种运动交换练习,关键是贵在坚持。   如果你是看上去要不粗,想塑型练出性感的马甲线,那么你现在就可以换上一身最舒服的运动装,下载一幅你最爱的马甲线图,现在就开始朝着你的目标运动起来。 马甲线打造方法   第一招:卷腹起身方法   身体平躺,大小腿呈九十度,双腿则平放在地面上,慢慢将双腿抬起,注意此时一定要用腹部发力,双腿高达腹部最难以忍受的位置时,停住,保持到不能忍受,慢慢放下,放下是也是要利用腹部发力,慢慢的放下,配合呼吸,动作一定要慢慢进行,刚刚开始可以先做三组,十个为一组,熟悉动作要领以后可以适量的增加运动量。   第二招:仰卧举腿的方法   这个方法比较简单,身体平躺,背部紧靠地面。始终保持腹部用力,特别注意肚脐以下的部位一定要处于收紧的状态,双腿绷直,直上直下保持匀速的运动,放下的时候双腿不要着地,十个为一组,根据自身的情况,可以做三组以上。   第三招:腹式呼吸法   腹式呼吸法就是在吸气时,让肚皮鼓起,而在呼气时,则让肚皮缩紧。对于练瑜伽或者练发声的MM来说,这是最基础的训练。腹式呼吸法的好处是有助于刺激肠胃蠕动,可以促进体内废物的排出,从而顺畅气流。   而我们在平时走路或者站立时,只要用力缩小腹,配合腹式呼吸,就能让小腹肌肉变得紧实,实现你瘦小腹的目标哦。可能一开始的时候会不太习惯,所以一定要坚持哦。 第四招:足尖沾地法   第四招:足尖沾地法   首先身体平躺。让大腿弯曲呈九十度直角,同时小腿与地面平行。而两手则自然地平放在身体两侧,掌心朝下。此时上身应该绷紧,而且后背要紧贴地板。   然后分两步放低左腿,只从臀部开始运动,脚趾冲下着地,而脚尖不能真正着地。接着呼气,同样分两步将腿还原到起始位置,再换右腿做同样的动作。如此双腿交替重复做此动作,每条腿做十二次。   第五招:仰卧交替法   这个仰卧交替法主要锻炼的部位是侧腹肌。   首先将双手放在颈后,让双腿弯曲,接着单腿交替蹬出,注意蹬出的腿和地面要有一定的距离,不过不能太高,脚不要碰到地,然后是另一边。一侧的肘部和另一侧屈腿的膝关节要尽量靠近,同时要用侧腹肌来控制,每条腿至少蹬十五次,共三组。   第六招:屈腿收腹法   而这个曲腿收腹法锻炼的则是下腹肌。   首先上身保持不动,双手则放在身体两边,让后屈腿收腹,当腿向下时腿伸直,脚不要着地,同时用腹部控制,每组做十五个,重复做三组,中间可以休息三十到四十秒钟。   锻炼腹部的方法非常多,然而一定要坚持,持之以恒,要练成迷人性感的马甲线绝对不是梦想!(图片来源:华盖)相关的主题文章:

  此次调整并没有像支付宝一样细化需要收费的转账、和免费提现的各个环节 一粒沙刘佳杰

12 Nov

Open the gangster: what is WeChat charges is sung? Sohu finance February 15th evening, WeChat payment team issued "on the transfer fee adjustment to pay for the current announcement", said that since March 1, 2016, WeChat payment will be charged for excess cash transactions. Transfer transactions resumed free, before WeChat announced the transfer charges, each month enjoy 20 thousand yuan free transfer amount (including WeChat transfer and face to face scan code), exceeding the part of the standard fee charged by 0.1%; collection does not need poundage. According to the new rules, the charge is the cash withdrawal section. The same ID card account has 1000 yuan free withdrawal amount, and the cumulative cash charge is more than 1000 yuan. The fee for withdrawals is charged at 0.1% of the present amount, and at least 0.1 yuan each. The announcement of "one stone arouses thousands of waves" has aroused extensive attention from the outside world.  : Why did the free WeChat payment go ahead with the charging policy? "Withdrawals charge" is not WeChat’s pursuit of revenue move, but for the payment of bank fees charged." In this regard, WeChat team said that based on WeChat payment of each transaction, as long as the debit card from the bank, in fact, regardless of the amount of money, banks are required to pay WeChat transaction fee. These costs have been paid by WeChat, with the 2015 Spring Festival Gala, the red envelope function allows WeChat quickly bound a large number of bank cards, but with the payment of WeChat users and trading volume gradually increased, the cost pressure is also growing. "This strategy is also intended to subsidize some of the huge cost." Two, however, this statement has attracted more questioning. "Cash withdrawals are bank deposits. Will banks charge commissions?"" According to common sense, users on WeChat payment platform for cash withdrawals, in fact, the funds from WeChat deposit to their bank account, is a money back bank behavior, go to bank deposits are charged, it is difficult to understand. But if the user wants to use WeChat’s free cash withdrawals for interbank transfers? This part of the cost is not equivalent to WeChat in the bill? The so-called "cash charge" according to the insiders said the bank operation mode of WeChat and three party payment companies as a major depository bank and many cooperative banks with third party payment companies, each bank has one or more accounts for client funds. When you recharge it, the money is deducted from our bank card and transferred to the third party to pay in the depository bank account; and when you withdraw the cash, this process is reversed, and the money is transferred to your bank card. If you don’t withdraw cash, your money is placed in the third party’s company’s account. You can check the amount of your account in the company through the way it is provided. In WeChat, it shows "my change."". In most cases, the three party payment is carried out within the bank funds transfer operation, the actual third party payment in a number of banks to open and retain the user’s funds of enterprise accounts, the number of funds needed for cross transaction transactions is relatively small. Therefore, we can not say that both cash and cash are charged". Three,. 开年苦肉计:提现收费 微信唱的是哪一出?-搜狐财经  2月15日晚间,微信支付团队发布《关于转账收费调整为提现收费的公告》称,自2016年3月1日起,微信支付将对超额提现交易收取手续费。转账交易恢复免费,在此之前微信曾宣布转账收费,每人每月享有2万元免费转账额度(包括微信转账和面对面扫码),超出部分按0.1%的标准收取手续费;收款则不需手续费。   按照新规需要收费的是提现部分。同一个身份证账号享有1000元免费提现额度,提现累积超过1000元后开始收费。提现手续费按照提现金额的0.1%收取,每笔至少收取0.1元。   公告一发布“一石激起千层浪”引起了外界的广泛关注。     一、   免费的微信支付为何开始推行提现收费政策?   “提现收费并非微信支付追求营收之举,而是用于支付银行收取的手续费。”对此微信团队表示“基于微信支付的每一笔交易,只要从银行卡扣款,事实上不论金额大小,银行都要向微信支付收取交易手续费。这些成本一直都由微信支付承担”   借助2015年的春晚,红包功能让微信迅速的绑定了大量的银行卡,但随着微信支付用户量和交易量逐步升高,成本压力也越来越大。“此次策略调整也是希望能补贴一部分巨额成本。”   二、   不过,这样的说法却引来更多的追问。   “提现是向银行帐户存款,银行会收手续费吗?”根据常识,用户在微信支付平台上进行提现,实际上是将资金从微信存到自己的银行账户上,是一种资金回流银行行为,去银行存款被收费确实很难理解。   但如果用户是想利用微信的免费提现进行跨行转账呢?这部分费用是不是相当于微信在埋单呢?也就是所谓的“提现收费”   根据银行业内人士表示微信等第三方支付公司的运作模式为:第三方支付公司有一家主要的存管银行和很多协办的合作银行,每家银行都有一个或者多个账户用来放 客户的资金。充值的时候例,钱从我们的银行卡里扣除后转入第三方支付在存管银行账户;而提现的时候就是这个流程反过来,把钱转入你的银行卡。如果不提现, 你的钱就在第三方支付公司的账户里放着,你可以通过其提供的方式查看你在这家公司记账的金额,在微信里的话就显示为“我的零钱”。   大多数情况下第三方支付都是在银行内部进行资金划转操作,实际第三方支付在多家银行开设存管用户资金的企业账号,真正需要跨行交易的资金笔数相对较少。因此并不能说提现都要“收费”。   三、   提现收费是为了支付银行手续费说法确实存在误导。   对此腾讯公关部发言人新闻发言人张军亦在腾讯媒体微信群透露,腾讯公告中“支付银行收取的手续费”并不针对提现环节,而是指微信支付在转账等环节所产生的手续费,采取统一在提现环节收取的方式。   而微信团队在采访中也表示其真正成本产生来源于两方面:1.银行在第三方支付每次调用快捷支付接口时都会按金额收取手续费,2. 部分银行在提现时会再次收取费用。   事实上支付宝在提现环节并不收费。在微信支付提现手续费公告后,更多人关注对标机构支付宝的动作,蚂蚁金服介绍,支付宝提现,无论是PC端还是在移动端均 不收取手续费。不过,支付宝转账根据转账方式和时间的异同收取不同费用。   具体为,转账至银行卡,则分为从移动端付款还是从PC端付款,从移动端付款即使用 支付宝APP则免费,但是从 PC端付款,如果到账时间为2小时到账,服务费率为0.2%,服务费下限为2元 笔,服务费上限则为25元 笔;如果到账时 间为次日到账,则服务费率为 0.15%,但服务费的上限和下限则不变。   因此微信宣称的“提现收费并非微信支付追求营收之举,而是用于支付银行收取的手续费。”略带误导性,真实情况是应该是指微信作为第三方支付工具在支付领域的需要支付大量运营成本,为了弥补缺口微信统一到提现环节进行收费。   四、   不过有意思的是,这次调整策略值得深思。   此次调整并没有像支付宝一样细化需要收费的转账、和免费提现的各个环节,而是将需要收费项目变的免费,统一转移到本不应该收费的提现项目上来。1000元的免费额度也不过是个缓冲,而且很快用尽。这意味着以后所有的提现都要收费,没错是所有的。   其实这次提现收费,关注点不应放在是否该收费,该收多少,而是要考虑转账和提现,为什么收费顺序掉了个,实际上转账和提现是否收费存在四种关系。   转账免费、提现免费   转账收费、提现收费   转账收费、提现免费   转账免费、提现收费   第一种是微信早期培养用户的支付习惯所采取的方式,彼时从体量上无论用户数量还是支付交易量都较小,腾讯足以支持微信作为支付工具的运营费用,注意我说的是运营费用。第二种在免费大行其道的互联网圈无异于自掘坟墓,微信不可能采用。   第三种是比较常规的做法,也符合用户常识。转账是从一个账户到另一个账户,由于提现是免费的因此微信之间的转账相当于银行之间的转账,而转账不能确保用户 都是在同一家银行开户,目前银行还没有全面进入转账免费时代,微信支付肯定是有成本,即使微信在所有银行都开设托管用户资金账户(实际上不可能)也需要存 放大量备用资金以备用户提现之需,成本不可能没有。   因此转账超额收费可以理解,在2015年10月份微信出台每月转账超2W要收费时也是给出同样的解释:向每月超出免费额度的付款方用户收取手续费并不是微信追求营收之举,而是用于支付银行手续费。   笔者也相信微信采取第三种方案的时候确实如其所说是填补运营的窟窿,这实际上和支付宝PC端转账收费也是异曲同工。借助红包微信支付虽然近年来快速发展, 风头似乎有盖过支付宝之势,但无论从艾瑞还是速途调研的数据来看微信和QQ市场份额加起来都无法和支付宝相比。支付宝的成本显然要远远大于微信支付,而支 付宝在在手机端做到转账、提现全免,为何不见支付宝出来“扮可怜”?   (速途研究院制图)     而且既然第三种方案 无法填补运营的亏损,而第四种方案能根据微信官方的说法也无法覆盖运营成本,为何还要多此一举呢?除非第四种方案相比第三种能收到更多的费用,这间接意味着之前微信用户存在大量提现行为。   如果不是,微信对于此次新规给出的说法“提现收费并非微信支付追求营收之举,而是用于支付银行收取的手续费。”则不成 立。而支付宝在运营成本大过微信支付的同时仍能实现手机端转账、提现全免似乎也印证了两家支付工具确实存在某些的不同:支付宝用户在资金沉淀方面远远优于 微信支付,这种差异也是支付宝做到了免费的原因之一。   五、   而微信此次策略调整的真实目的又是什么?   实际上用户资金在没有提现之前,微信的所有资金只是在微信内部循环。由于微信的社交工具属性,人们心理上并不愿意将大量资金放在微信。如果采取第三种方案人们提现的心里实际上是得到鼓励的。   采取第四种方案转账免费实际上是鼓励资金进入微信,提现收费实际上设置了门槛是不鼓励资金流出,这样资金便沉淀下来,在法规上,国家下文明确要求第三方支 付公司的客户资金必须托管在指定商业银行,包括微信所有第三方支付企业都有指定的客户资金托管银行,客户资金产生的利息,归支付公司所有。   去年年初已经有媒体报道支付宝沉淀资金300亿利息可达10亿。而在实际操中,第三方支付企业也可以向托管银行提一些优惠要求:如要求银行贷款,把这笔客户资金通过贷款的方式再还给支付公司,例如提高利率,例如在一定额度下的理财产品。   另外从微信推出公告的时间点上来看,恰恰是猴年支付宝集五福红包大战之后,通过此战,支付宝拓展了大量用户关系,实现了对微信“进攻式的防守”巩固了支付 宝的地位。双方摩拳擦掌,作为回敬,微信自然要提高支付地位。通过提现收费,把资金截留之后,用户要么买腾讯的金融产品、要么消费。支付地位又扳回一局, 也变相的实现了对支付宝“进攻式的防守”。   再者众所周知大环境下经济的不景气,经济增长率降至25年来最低,随着货币政策不断加大紧缩力度,资金外流“钱荒”严重,信贷紧张,加上股市不景气,企业融资成本较高已经是不争的事实。第三方支付企业微信天然有截留资本的能力,这个时候谁会不好好利用呢?   因此微信楚楚可怜的搬出“亏得太厉害,补贴一部分巨额成本”借口,或许有但也不过是一场苦肉计罢了。相关的主题文章:

though not noticeable 绝情总裁的多面情人

12 Nov

Goldman Sachs: shares that are not favored by hedge funds are outstanding. February 24th News – this year, a simple but elusive strategy has defeated the market: only because it is not held by hedge funds. According to Goldman Sachs, stocks with the lowest concentration of equity capital in hedge fund portfolios beat the S & P 500 index this year. A basket of stocks with the lowest concentration of hedge funds is basically flat, though not noticeable, but far beyond the market index that has fallen by more than 6% so far this year. This means that hedge funds hold lower Realty Income, Exxon Mobil, 3M, and Reynolds American than hedge funds have higher Legg Mason, Autodesk, Williams Cos and Tenet Healthcare companies benefit better. According to Goldman Sachs, those stocks with high hedge fund performance are miserable, and have fallen by more than 10% so far this year. In addition, a basket of 50 stocks that often appear on the hedge fund holdings list also performs poorly, with a slump of 10% a year. As the market is depressed by the recession and the collapse of energy prices, it makes it harder for investors to make money. The top 5 stocks of the basket are Allergan, Facebook, Alphabet, Time Warner Cable and Microsoft. The results of the 2016 stock market turn from love to hate are not typical. Goldman Sachs called it the "VIP" list, including 50 stocks held by hedge funds, which has defeated the standard & Poor’s 500 index since 2001 for 64% of the time. And smaller stocks beat the standard & Poor’s 500 index 68% over the same period this year. In the end, hedge funds tend to have the lowest concentration of equity". In the face of wider and more turbulent markets, the $2 trillion and 900 billion hedge fund that has been underperforming most of the time since the financial crisis has proved to be a slightly better option. According to Goldman Sachs, Goldman Sachs detected 860 funds, about 1 trillion and 800 billion assets fell by an average of 4% in 2016, while the standard & Poor’s 500 index and mutual funds fell by an average of 6%. Hedge funds slashed their risk positions after the market began to fall, and hedge funds held 45% positions in all positions, compared with a record high of 57% in 2015, which is now at its lowest level since the middle of 2012. Enter Sina Financial shares] discussion

高盛:未受对冲基金所青睐的股票却表现优异   汇通网2月24日讯——今年,一个简单但难以捉摸的策略击败了市场:只因未被对冲基金所持有。   据高盛(Goldman Sachs)分析,对冲基金投资组合所持股权资本集中度最低的股票今年击败了标准普尔500指数。“对冲基金持有集中度最低”的一篮子股票表现基本持平,虽然并不引人注目,但是远远超越了今年迄今下跌逾6%的市场指数。   这就意味着对冲基金持有率较低的Realty Income,Exxon Mobil, 3M以及Reynolds American公司相比于对冲基金持有率较高的Legg Mason,Autodesk,Williams Cos以及Tenet Healthcare公司收益较好。   据高盛表示,那些对冲基金持有率较高的股票表现的很惨,今年迄今已下跌逾10%。   另外,经常出现在对冲基金持股名单里的一篮子50支股票同样表现不佳,一年暴跌10%,由于市场被经济衰退以及能源价格暴跌所笼罩,令投资者赚钱难度增加。该股票篮子前5名的股票分别是Allergan, Facebook, Alphabet, Time Warner Cable and Microsoft公司。   2016年股市令人由爱转恨的结果并不具典型代表性。高盛称之为“VIP”名单的,也就是包括50只遭对冲基金集中持有的股票,自2001年以来有64%的时间击败了标准普尔500指数。而集中度较小的股票今年较同期有68%的时间击败了标准普尔500指数。最后对冲基金持有集中度最低的通常表现“平平”。   面对宽度更为广泛以及动荡加剧的市场,在自金融危机后大部分时间一直表现不佳的2.9万亿美元的对冲基金已被证明是略微较好的选择。据高盛表示,高盛所检测的860只基金,约合1.8万亿资产于2016年平均下跌了4%,而标准普尔500指数以及共同基金平均下跌6%。   对冲基金在市场开始下跌后大幅削减其风险头寸,对冲基金业总共持有45%仓位的多头头寸,而此前2015年所持净多头头寸仓位录得57%的历史高位,目前则录得2012年中期以来的最低水平。 进入【新浪财经股吧】讨论相关的主题文章:

Rohan Sinha | Nov 1st 2011 – One of the most-common problems people are facing today is painful knees. Yes”��painful knees 哈尔滨商业大学图书馆

10 Nov

Knee Replacement Surgery By: Gautam Chhabra | Sep 11th 2013 – Knee is the most common joint of human body that suffer from wear and tear. Though injuries are often culprit, simply daily use of the knees can often lead to a need of surgery. Tags: Medical Tourism In India Getting Popularity Due To Low-cost Treatment With Top Amenities"�� By: Health Voyage | Jun 28th 2013 – Developed countries no doubt have the best infrastructure amenities such as road, transport, electricity or other facilities like medical treatments but the cost of medical facilities in these countries also expensive compare to other nations. Tags: Best Hospital Knee Replacement Surgery India By: Deep Kumar | Feb 20th 2013 – A total knee replacement is a surgical procedure whereby the diseased knee joint is replaced with artificial material. The knee is a hinge joint which provides motion at the point where the thigh meets the lower leg Tags: Medical Tourism In India:"safe And Affordable To Your Medical Needs" By: Mark Sample | Sep 25th 2012 – Medical tourism is the process by the patients in India,s for medical treatment trips. medical tourism in india,its work with a large number of hospitals and offer varying specialist surgeries across different hospitals. Tags: Knee Replacement Surgery In India "�" Cost Saving And World Class By: Vikas Dubey | Jan 30th 2012 – Knee replacement surgery in India also known as total knee arthroplasty can help in relief pain and restore function of knee joints. The knee is one of the most important joints in the body. Tags: Knee Replacement Surgery India A Successful Procedure In Relieving Pain And Restoring Joint Function By: Vekas Dubey | Nov 25th 2011 – Knee Replacement surgery in India is a successful and proven procedure in relieving pain and restoring joint function. The Knee surgery is one of the scientific boons for patients suffering from the various diseases in the knee. Knee replacement surgery in India is very economical and affordable. Tags: Live A Pain-free Life With Knee Replacement Surgery India By: Rohan Sinha | Nov 1st 2011 – One of the most-common problems people are facing today is painful knees. Yes"��painful knees! And, it is only the sufferers who can tell you how it feels when they want to sit on a chair, or need to walk upstairs or downstairs. Tags: Considering Knee Replacement Surgery In India? Do Read This Article By: Rohan Sinha | Sep 14th 2011 – We never thank God for gifting us a healthy body. Do we? It"��s beautiful to have a healthy body and a healthy mind. We realize this only when our much-neglected body responds with pain. Tags: World-class Orthopaedic Surgery In India At Lowest Prices By: Rohan Sinha | Aug 10th 2011 – According to a latest research, it has been found that a large portion of total world population is affected by various orthopedic ailments. The obvious reason behind this is the rapidly changing life style and lesser stickiness to physical exercise. Tags: Knee Replacement Surgery In India Available At Reasonable Cost By: James Tony Ray | Jul 20th 2011 – If you are looking for Knee replacement surgery in India with budget saving and good results, Indian medical tourism offers you just the same. India offers a range of world quality doctors, hospitals and treatments at a fraction of world costs with comparable success rates and service levels. The additional warmth and natur … Tags: How To Find Best Surgery Of Kidney Transplant In India At Low Cost By: swtvijay | Dec 27th 2010 – Kidney transplant, it must be understood, is one of the toughest assignments for doctors in most African nations. The need of it arises when both the kidneys in one"��s body fail to function. In such a situation there is no other alternative for the patient but to go for a kidney transplant. Tags: Sai Medical Group Presents Better Opportunity Of Cancer Treatment In India At Affordable Cost By: swtvijay | Dec 23rd 2010 – Over the years India has emerged as one of the most popular and credible places for cancer treatment around the world. We at SAI Medicare Group help the patients around the world to get the best of cancer treatments available in India at most reasonable rates. Our recent endeavor is to help the patients in Africa to avail t … Tags: 相关的主题文章:

Apple has launched its one of the most powerful devices “��iPad 3″�� which begins a new era of tablet gaming. We can say that the company introduced this new device to take gaming world to the next level as iPad 3 comes with numerous gaming features. Tags 九九通令

10 Nov

Ipad Game Development "�" Is It Beneficial For Ios Game Developers? By: Jimmy Wills | May 31st 2013 – Recently, Apple has launched its one of the most powerful devices "��iPad 3"�� which begins a new era of tablet gaming. We can say that the company introduced this new device to take gaming world to the next level as iPad 3 comes with numerous gaming features. Tags: Insiders"�� Tips For Awesome Ipad Game Development By: Prismetric | Jan 31st 2013 – Companies or individuals considering iPad game development have now access to the top three tips that professional iPad development ompanies use to create spectacular games. Read on. Tags: Ipad Games Development – The Going On Synopsis By: AliciaRodricks | Apr 1st 2011 – The large segment of advance hand-held device users of modern times is taking the swings of iPad, the new innovation of Apple Inc. after the market holder iPhone. Tags: 相关的主题文章:

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10 Nov

How Audio Web Conferencing Can Benefit The Small Business Enterprises? By: kamesh | Mar 18th 2010 – Webcasts and webinars are two advancements of web conferencing that are widely being used by small business owners to market their products and services. An effective new product marketing solution has emerged in the form of a webcast. A webcast is similar to a TV broadcast, except that it uses the internet as a medium to p … Tags: 相关的主题文章:

stretch mark removal beverly hills About the Author 哈尔滨理工大学地址

10 Nov

Beauty Stretch marks have been common since the birth of man. When Eve gave birth to Cain, she had the first signs of stretch marks. Your favorite celebrity also has stretch marks; however advances in stretch mark removal have come a long way and many celebrities find treatment to retain their perfect bodies. While stretch marks may be common among pregnant woman, they tend to also develop during rapid growth stages and significant weight gain. Found below the epidermis, stretch marks develop in the resilient middle layer of the skin called the dermis. This middle layer helps keep the skin intact. Treatment has included topical creams and skin care products, but more advanced removal can be treated with cosmetic procedures. For stretch mark removal Beverly Hills cosmetic surgeons recommend blue light therapy or the use of cool beam treatments. Another procedure that celebrities are having performed is acne scar removals. Most of us have dealt with the onset of acne. While not a beautifying mark, acne tends to develop during the early stages of development when we go through hormonal changes. It may also be genetic and psychological; however there are many treatments and procedures that have been proven to help. Benzoyl peroxide, found most commonly in acne creams has been known to aid in relieving acne problems. In the case of acne scar removal Beverly Hills cosmetic surgeons suggest coo laser treatments or alternatives such as microdermabrasion, topical creams or chemical peels. The most popular procedure known to celebrity followers is Botox injections. Botox injections reduce wrinkles, most commonly used to remove facial wrinkles. Botox has helped many individuals – including celebrities- appear younger and fuller without the need for cosmetic surgery. For safe injections of Botox Beverly Hills cosmetic surgeons recommend consultation and awareness when seeking treatment. Alternatively, celebrities have chosen to have mini facelifts performed on them. Rather than endure a long procedure and recovery, mini facelifts can dramatically improve facial features with little intrusion. Along with the minimal procedures, the lower cost is within many individuals budgets. Having a younger, beautiful face will not cost you an arm and a leg. Before you get a mini facelift Beverly Hills cosmetics surgeons should be consulted. Whether youre looking to improve your features like one of your favorite celebrities, or simply seeking information, help or treatment, the quality and experienced cosmetic surgeons at can help answer any concerns or questions. Go today! acne scar removal bevelry hills, botox beverly hills, mini facelift beverly hills, stretch mark removal beverly hills About the Author: 相关的主题文章:

Power of Attorney and real estate documentation. The last part of the course curriculum pertains to the Comprehensive financial planning taking everything into consideration. If anyone wants to go for financial planning certification 辽宁轨道交通职业学院

10 Nov

Reference-and-Education With so many avenues to invest with their own set of features, returns and peculiarities, there is a need to plan where to invest, how much and for what period of time. Also, it is important to know what the associated risk factors are of each of the investments and what methods shall be adopted for maximising the returns. Besides, the rules of taxation of the governments also need to be factored in. There are professional courses which teach this planning aspect of the investments, taking care of the whole gamut of issues. Certified Financial Planner (CFP) is one such qualification which is recognised all over the world. CFP is the executive and professional level certification provided by the US Certified Financial Planner Board of Standards, through its affiliates in different countries. The basic objective of the course is to prepare the professionals in the planning domain so that they can act as valuable guides to the individuals and the corporates in their endeavour to plan their investments well. The CFP course centres on certain crucial areas that often require planning. The first part deals with the basics of financial planning. This aims to impart conceptual clarity on the time value of money, understanding the financial statement analysis, cash flow and budgeting, legal aspects and professional code of ethics. The next stage of the CFP course is to study the risk analysis process, Insurance concepts and policies and the regulatory framework within which insurance sector works. The third step pertains to retirement planning and employee benefits aspect of financial planning, like wealth creation, erosion and accumulation and analysis of retirement and insurance plans. The fourth part of the CFP course is that of tax planning strategies, capital and wealth gains taxation and the matters related to Will, Power of Attorney and real estate documentation. The last part of the course curriculum pertains to the Comprehensive financial planning taking everything into consideration. If anyone wants to go for financial planning certification, then the Certified Financial planner course gives the best grounding in all the major areas. Also, this course is world renowned and therefore, getting a good job overseas is also a distinctive advantage of this course. This course can be taken in three different modes of learning. One is by way of class room tutoring. The CFP class can be the regular one or it can even be the evening classes or weekend classes for the working professionals. The other is by way of distance learning wherein the course materials are sent to the candidates and the third way is of online tutorials which can be downloaded from the internet after payment of the required fees. There are many job opportunities which can be had after completing this course. You can work as an independent financial planner or can even be a part of some organization where this work can be done at a much bigger scale. About the Author: 相关的主题文章:

is the simple fact that outsourcing helps you take off the burden of responsibility from your shoulder along with the highly appreciated benefit of cost efficiency. Tags 中央音乐学院教务

09 Nov

Why Is Outsourcing Technical Support A Much Better Option For Your Business? By: shanu kothari | Feb 4th 2014 – The most popular reason any company opts to go for outsourcing technical support, is the simple fact that outsourcing helps you take off the burden of responsibility from your shoulder along with the highly appreciated benefit of cost efficiency. Tags: Benefits Of Outsourcing Technical Support For Business Growth By: article writer | Sep 21st 2013 – You can make available outsourced technical support for your customers 24/7. There are experts that acquire significant technical knowledge and thus work on 24/7 basis to keep their clientèle happy and satisfied forever. Tags: Efficient And Affordable Outsourced Web Hosting Support By: Cody McLain | Apr 8th 2013 – There are many available web hosting services that are offering you websites at great rates these days but those that have faced the music of servers crashing and networks going down will know that not every web host is equal when it comes providing support in crisis. Tags: Software House In Faisalabad By: Thomasrgrubb | Feb 10th 2013 – 01Objects is a rapidly growing Software House based in Faisalabad. 01 Objects is leading the way to the future of technology and have the fastest growth rate in IT field. We believe in Providing the reliable solutions and quality services in analysis, design and development of server and several web based products. Our cust … Tags: Website Development Outsourcing Company By: Nitin Maheshwari | Dec 21st 2012 – Pheunix is a leading web design and development outsourcing company based in India. It specializes in offering custom website development outsourcing services to both B2B and B2C clients who are looking to outsource their projects Tags: Website Hosting Outsourcing Company By: Nitin Maheshwari | Nov 25th 2012 – Pheunix is a leading web design and development outsourcing company based in India. It specializes in offering custom website development outsourcing services to both B2B and B2C clients who are looking to outsource their projects. Tags: Why Should A Small Business Consider Outsourcing Their It Support? By: | Oct 15th 2012 – For businesses that are small in nature or just beginning, outsourcing computer and networking needs could be more cost effective than hiring full-time employees. Weighing up the costs and benefits will help to decide which solution is the one for your business. Tags: Outsourced It Services Vs. Keeping It All In-house By: Iohan Reyes | Mar 29th 2011 – It may be time to turn to outsourced IT services. No business owner is an expert in every field, so why should IT be any different? Running a business is hard enough, how is a management team expected to stay on top of IT 24-7? When it comes to the smooth operation of a business"��s technological infrastructure and operatio … Tags: A Proper Backup And Disaster Recovery Plan Is A Must For Small And Medium-sized Businesses By: Iohan Reyes | Mar 29th 2011 – A strategic, comprehensive disaster recovery and backup plan takes a number of items into consideration. Small- and medium-sized businesses should consider choosing a remote-access backup and recovery system that uses complete disk imaging for point-in-time recoveries. Tags: Top Ten Tips On How To Use Payroll Software By: Jamie Simpson | Mar 26th 2011 – Top Ten Tips On How To Use Payroll Software Tags: Sage Mas 90 Support "�" Let The Professionals Provide It By: Jonathan F | Sep 27th 2010 – Sage MAS 90 is a robust ERP software that may require professional support whenever technical issues arise. Certified Sage MAS Consultants are the people who are accredited by Sage Software to address Sage MAS 90 support concerns. Whenever issues are arising, it is best to call for support and never do it on your own. Tags: Hostech Support: Provides 2×7 Technical Support, Cheap Hosting Support By: vasudha | Feb 19th 2009 – We provide quality services by ad hearing to service level agreements and providing top-notch customer service representatives. We are the one source to provide expertise solution for tech support, web design, Web development, SEO and SEM. Tags: The Important Of Technical Support By: Jayson | Jul 15th 2008 – Technical support may be in-house or outsourced. Thus, it is always necessary that if you buy electronic products or mechanical gadget, you check how the technical aspect is attended to. Having contact information for the technical support team is necessary. Tags: 相关的主题文章:

both government and private are suffering commercially with an ever-increasing number of security breaches. Every year billions of dollars are lost due to security lapses 四川文理学院学报

09 Nov

050-seprogrc-01 Rsa Certified Se Professional In Governance, Risk, And Compliance By: David J Prado | May 23rd 2015 – Certification related to RSA Certified SE Professional in Governance, Risk, and Compliance is one of the top valued certifications which are known and does not need any description. Tags: Award Winning Trintech And Sanofi Presenting At Financium By: PRP | Dec 4th 2014 – Delivering Joint Workshop in Paris on Transformation Programme: Harmonizing Financial Operations Tags: Recruitment Trends For 2014 In Financial Services By: Mark miller | Apr 4th 2014 – The hot growth areas for senior search mandates within financial services in 2014 are largely dictated by political and regulatory changes, technology simplification and digital along with governance, risk and compliance. Tags: Managing The Complexities Of Governance, Risk & Compliance Requires By: wns | Feb 4th 2014 – Discover how to build a Robust Governance, Risk and Compliance (GRC) program in this two part publication brought out by WNS and Gartner Tags: The Network Earned Hermes Creative Gold Award For Employee Code Of Ethics Development By: Sydney Hardison | Jan 19th 2014 – Company recognized for excellence by international communications organization for developing code of ethics for Fortune 500 transportation company. Tags: About The 00m-624, Ibm Risk Analytics For Governance Risk And Compliance Sales Mastery Test V1 Exam By: Waylon A. Bevins | Jul 18th 2013 – The IBM Risk Analytics for Governance Risk and Compliance Sales Mastery Test v1 Exam is planned for people who are in the IT field and would like to proceed in their careers. By passing this exam the contender will be able to select and go for the career prospects he/she wants as rapidly as he/she graduates. This certificat … Tags: Powerful Solutions That Make It Compliance More Effective By: Martinlobo | Nov 8th 2012 – The rapidly changing IT environment has made IT compliance a complex matter in most enterprises. Compliance is a reality affecting organizations of all sizes for conforming to rules and regulations, particularly with the use of information technology. Tags: Manage Security And It-grc With Compliance Management Software By: Gladeyas | Sep 21st 2012 – Governance, risk management and compliance or GRC is the umbrella term covering an organization’s approach across corporate governance, enterprise risk management (ERM) and corporate compliance with applicable laws and regulations. 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Tags: Reap The Benefits Of Efficient Vulnerability Management By: Gladeyas | May 22nd 2012 – Vulnerability management is a continuous process that secures your important data, crucial network assets, customer information and other essential intellectual property. Tags: Iso Compliance Management: Ensuring Quality And Data Security The Cloud Way By: Gladeyas | Apr 11th 2012 – The technologically enabled business enterprises today work through a networked environment complete with servers, desktops and other IT infrastructure to keep them well connected in a globalized environment. Tags: How To Ensure Effective It Risk Management? By: Gladeyas | Apr 5th 2012 – Failure to recognize, evaluate and alleviate IT risks can make a business prone to grave security breaches and financial losses. Tags: Fulfilling The Critical It Needs With Compelling Compliance Solutions By: Gladeyas | Apr 4th 2012 – The issue of IT risks will continue to plague all business organizations if the associative people, processes and technology are not taken into consideration. Tags: Benefits Of Switching Over To Compliance Management Software By: credential agent | Mar 25th 2012 – Issues relating to corporate governance, risk and compliance are amongst the major issues which are posing a lot of problems for the companies these days. Tags: Evaluating The Cost-effectiveness Of Compliance Solutions In The Market By: Gladeyas | Feb 24th 2012 – The emphasis on IT governance, risk, and compliance solutions is due to the fact that your enterprise has to be in alignment with every compliance regulation and standard such as HIPAA, PCI, COBIT, SOX and several others. Tags: It Compliance And Security: Steps To Combat Cyber Crimes By: Gladeyas | Dec 5th 2011 – Global organizations today have adopted various technological innovations to communicate, collaborate, and share information with their multinational offices and customers worldwide. However, these technologies, which help the organizations share their critical information across boundaries, also expose their business to ne … Tags: Get Proactive With Compliance Management Solutions By: Gladeyas | Dec 4th 2011 – Business competition today has turned business houses aggressive, some of them even adapting unethical practices to get hold of competitors"�� business information. Cyber criminals therefore find an attractive source of revenue in getting access to and selling such data to competitors. Tags: Hipaa Compliance: Healthcare In An It Environment By: Gladeyas | Nov 28th 2011 – The globalized corporate world today is made up of a multinational multicultural workforce. Being aggressively techno savvy makes management of this workforce easy for the global organizations. Tags: Compliance Management Software: Cost Effective Protection Of Business Interests By: Gladeyas | Nov 24th 2011 – The advent of technology and globalization of business enterprises bring forth a requirement of meeting a new set of regulatory compliances depending upon the region of the expansion. Tags: Getting The Cost Of Compliance Under Control By: ANX | Sep 22nd 2011 – Virtually every enterprise that deals in sensitive data, and certainly every publicly traded company, must master a complex and expanding web of governance, risk, and compliance (GRC) requirements. "��Compliance cost"�� is becoming a mainstream business term, with generally negative connotations "�" yet done properly, compl … Tags: Spreading The Wings- It Security Compliance By: Gladeyas | Aug 24th 2011 – Today"��s globalized business environment is technology driven and information about the company and its dealings are made accessible to a number of recipients across the globe. Tags: Importance Of Governance Risk And Analysis By: Gladeyas | Jun 8th 2011 – Enterprises have realized that governance and related issues of compliance and risk management cannot be ignored. Tags: Compliance Precautions For Ensuring The Longevity Of Your Business By: Gladeyas | Jun 1st 2011 – Compliance in business has become one of the foremost concerns, and many have suffered due to irregular practices and inefficient security systems. Tags: Hipaa Compliance Now Made Easy Through Automated Highly Cost-effective Solutions By: Gladeyas | Mar 17th 2011 – The very mention of the word "��HIPAA"�� leaves people apprehensive of the ingenious ways of the criminal-minded and their debilitating impact on the medical practice. Tags: Rethinking Grc Strategies For Smbs By: Gladeyas | Dec 28th 2010 – Small and medium-sized Businesses (SMBs) realize that Governance, Risk and Compliance strategies need to be robust to stand the risks of the future. While these enterprises are now dedicating resources and time to get their strategies to be effective, it is important for them to understand that only if they have a unified G … Tags: How Compliant Is Your It Environment? By: Gladeyas | Dec 1st 2010 – IT security concerns have become more and more challenging in the recent past, and many organizations, both government and private are suffering commercially with an ever-increasing number of security breaches. Every year billions of dollars are lost due to security lapses, and consequently, the government is trying to enfo … Tags: How To Make Your Enterprise Truly Secure And Compliant By: Gladeyas | Nov 29th 2010 – Security breaches are a huge cause of concern for enterprises worldwide. Studies have shown that in 2009 alone, corporations across the world have lost close to a trillion dollars owing to data loss either accidentally or due to malicious attacks. Enterprise risk management has therefore emerged as a prerequisite for compan … Tags: Compliance Solutions For Startups By: Gladeyas | Nov 17th 2010 – Every startup has a number of challenges to overcome once they step into the competitive market. Decision-making can be confusing and intimidating with a lot of speculation involved. However, amongst other things, Risk Management should also be given its due attention. While you can certainly make use of privileges offered … Tags: Audit Management And Vendor Compliance Management By: Gladeyas | Nov 10th 2010 – Audit management is the overall process of managing the overall audit process. It enables organizations to reduce dependence on paper, perform the functions faster and with fewer resources and provides a track able audit trail for these functions Tags: Ready-to-use It-grc Compliance Framework By: Gladeyas | Oct 26th 2010 – IT GRC defines the safe perimeters for corporate processes and activities for ensuring effective compliance in order that an effective governance, risk management and compliance will let the business focus on its core purposes. Tags: Top 3 Reasons Why Data Governance Is Essential By: Gladeyas | Oct 13th 2010 – Data is the lifeblood of organizations. Every day huge volumes of data are created, shared, exchanged, stored, maintained and processed. However, companies are often unable to handle data efficiently. Tags: Understanding The Unified Compliance Framework By: brianwarren | Sep 28th 2010 – Organizations continually face challenges from emerging demands to drive greater quality, ensure information security, and sustain value-driven performance. The need for establishing credible reputation has led to a wide variety of interventions in complying with stringent information security measures. Tags: Best In Class Bpo-kpo Solutions From Kpit Cummins By: Subhash bose | Dec 24th 2008 – The paradigm shift in the business process outsourcing industry has seen it moving away from being a mere cost cutting arrangement towards a more strategy-driven functional partnership. Tags: 2008 Annual Report: It Governance, Risk And Compliance – Improving Business Results And Mitigating F By: compliance | Jul 24th 2008 – Marked by a focus on operational excellence, firms with the most mature IT GRC profiles have established an integrated approach to managing risk and reward within the IT function and across the entire organization. Among these firms, senior managers in IT are employing the balanced scorecard to: Tags: 2008 Annual Report: It Governance, Risk And Compliance – Improving Business Results By: compliance | Jul 11th 2008 – Managing the value delivered by IT is traditionally associated with managing change to business procedures and applications that directly impact customer retention, sales, revenues, profits, and expenses. Tags: Help Your Business With Sap Grc By: Adrian McLean1 | Apr 27th 2008 – An article that looks at SAP GRC, and why it is so important to recognize and act upon risks that re both real and threatened to your business. There is also a brief explanation of the three main areas that are concentrated on in SAP GRC. Tags: Protecting Your Business With Sap Grc By: Adrian McLean1 | Apr 27th 2008 – An article looking at the importance of SAP GRC and why businesses should consider using a SAP GRC service. Tags: 相关的主题文章:

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09 Nov

Why Should You Hire Professional Orlando Engagement Photographers For Your Wedding Functions? By: vikram kumar | Mar 1st 2016 – Wedding is the most important event in a couple"��s life. It is the day on which their souls got united. However, a wedding is not a single event. It consists of a series of functions which ultimately culminates into the exchange of vows Tags: Tips For Orlando Engagement Photographers By: vikram kumar | Feb 7th 2016 – Now that the venue is selected, the next step is finding the right Orlando engagement photographers to capture the moment in its intensity and perfection for years to come. Almost all the couples want their own separate sessions before the big day Tags: Orlando Wedding Photographer Services By: Allen Boerner | Mar 28th 2012 – In the days when cameras had only a few settings, choosing a wedding photographer was simple. Brides-to-be made sure that the person could operate the equipment with relative ease and use a darkroom, and the decision was made. Tags: 相关的主题文章:

Web and Web Services 马到成功的意思

09 Nov

Web-Design Zend is an open source, object-oriented web application framework that is simple and straightforward to use for PHP 5 that has been designed to eliminate the technical exhaustiveness and let the developers concentrate on the bigger picture that is building better web applications. One of its strengths is the highly modular Model-View-Controller (MVC) design, making your code more reusable and easier to maintain and this is why Zend has taken a driver"s seat in PHP web development. Zend is a framework that gives freedom to developers and users as there are no hard and fast rules to be followed. But it does provide components like MVC, Table Data Gateway, and Row Data Gateway design patterns giving individual components for many basic common requirements for web application development. Zend Framework is focused on building more secured, reliable, and modern Web 2.0 applications & web services, and using APIs from leading vendors like Google, Amazon, Yahoo and Flickr. Simplicity remains at the core of Zend framework. It provides lightweight, loosely coupled component library that provides as much as 80% of the functionality everyone has been looking for and it further allows customizing the rest of the 20% remaining. It also comes with the latest Web Development Features like AJAX support through JASON to ensure the requirements that are easy to use, Syndication, Search, Web Services, High-quality object-oriented PHP 5 class library. It is available on new BSD license which is meant to be safe and secure so that your data and any other information is un-available and can not be breached by a third party. Safety thus is another important feature of the Zend Framework. Zend has various components that can be used to enhance the productivity and functionalities. Model-View-Controller (MVC): this lets for a separate skill sets for developers and designers to make use of their own individual abilities to build meaningful compositions. Tooling and Rapid Application Development (RAD): through this component you can now let yourself free from the tedious process of initial application setup. You can now create your project structure and MVC artifacts through tooling support and command line client. Database: now you can use any database available to you for building your application. Internationalization and Localization: to be in the league of international as well as local markets you would need a component that allows you to generate applications in your own regional language. This is now possible with Zend. There are more to the component list like Authentication, Authorization, and Session management, Web and Web Services, Mail, Formats, and Search Core Infrastructure. Through the use of all these components you can speed up the development process and get really useful applications. About the Author: 相关的主题文章: